Empowering SMEs Through Reliable Credit Guarantees

COFIDI.IT SOC. COOP. is a cooperative financial institution dedicated to helping small and medium-sized enterprises access the funding they need to grow and operate. We bridge the gap between businesses and lenders by providing structured credit guarantees that reduce risk for banks and open doors for entrepreneurs. Our approach combines deep knowledge of SME financing with a commitment to cooperative values, ensuring that each member benefits from collective financial strength. Whether you are seeking a working capital facility, a long-term investment loan, or support in negotiating bank financing, COFIDI.IT offers tailored solutions backed by decades of experience. We operate with full transparency, sharing credit risk responsibly across our cooperative network. Our mission is to make business finance more accessible, equitable, and sustainable for enterprises of all sizes.

Our Core Financial Services

  • SME Credit Guarantees

  • Business Loan Guarantees

  • Bank Financing Support

  • Credit Risk Sharing

Financing Solutions for Growth

  • Working Capital Financing

  • Business Investment Loans

  • Non-Bank Business Finance